SermonCentral.com - Your Sermon Resource Center
October 27, 2008
Topic: Finances

Dear Church Leader:

The economy is on a wild ride. It's impacting employment, personal savings, home values and, of course, church giving. For some churches, it's creating a squeeze that is forcing hard choices. It's also stimulating innovative ways to decrease spending and increase giving. For most, increasing giving is a more appealing solution.

Brian Kluth is a pastor gifted in fostering a generous congregation. He offers great ideas for doing just that in his article, Seven Ways to Inspire Generosity and Church Giving in a Struggling Economy. Brian is also offering a free downloadable eBook called Guide to Increase Church Giving. I encourage you to comb through these for an idea or two that will encourage your church during these times.

Thinking ahead, Thanksgiving Sunday is less than a month away. We've prepared a special Thanksgiving Page with free sermons, illustrations and other resources. I hope it helps you prepare in advance, so that your holiday can be less stressful!

On the Rock in the storm,

Ron Forseth
General Editor
SermonCentral.com


Dr. Brian Kluth

7 Ways to Inspire Generosity and Church Giving in a Struggling Economy

by Dr. Brian Kluth

MAXIMUMgenerosity.org
Full Article

Have you seen the national news lately? Did you see that Christian giving is in decline, and churches are beginning to cut programs and staff? While many of America's pastors and church leaders have wanted to avoid the growing economic storm clouds, it now appears that God is using the Wall Street Journal, USA Today, CBS, NBC, CNN, Time magazine, and many major newspapers to sound the wake-up call on what is happening with church giving.

The media is reporting that the percentage of income Christians give has been steadily declining over the last 40 years. They are also highlighting Barna's latest report that indicates only five percent of people now tithe at least ten percent of their income to Christian and charitable causes.

What can you do to help face the growing economic storm and downward giving trends?

Read Full Article

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This Week's Sermons

Trust: The Key to Successful Living (Stewardship Series)
by John Maxwell
Proverbs 3:1-10

Stewardship statements: 1. God is trustworthy. 2. God has entrusted (placed within our care) the possessions, opportunities, talents, and time that we now experience. 3. We are trustees of everything God has given us.

I suppose now we're going to have to ask ourselves some questions, aren't we? Ask yourself: Do I trust God? Where do I place my faith? Where do I place my confidence? Now, I know it's easy to say, "I trust God." It's easy to say, "Oh, yes. I obey God completely. I trust God completely." But this is just for personal introspection. Do I trust God? Is He truly my source? Do I trust Him in everything? Do I trust in Him some things? Do I trust Him in big things and not in small things? Or do I trust Him in small things but with big things, I kind of want to take control? This is an incredible question. I've been wrestling with it now for three weeks. I've come to the conclusion that it's only the key to success, and it's not an easy thing to do in a self-reliant society.

Full Sermon »

Survivor 6: How to Survive Your Finances
by Geoff Baggett
Luke 12:13-21

This Scripture has the greatest instruction that we could ever receive regarding our finances. It shifts the focus from saving up treasures here on earth to saving up treasures in heaven. It advises us to shift from worldly, materialistic things to the things of God. Money, wealth, and materialism are cancers that eat away at the character of Christians and the ministries of the church. Our culture is saturated with materialism. From the moment of our birth we are encouraged to make the most money that we can, buy the most stuff that we can, and gain the most power that we can. We are constantly bombarded with the message that more wealth and more stuff are the answers to our problems in life…they are the things which bring true happiness.

Full Sermon »

Forty Questions to Ask Yourself About Your Finances
by Paul Fritz
Luke 6:38

1. "Five minutes after I die, what will I wish I would have given away while I still had the chance?" 2. "Lord, is the fact that you've entrusted me with so many resources an indication You have given me the gift of giving…?" 3. "What am I holding onto that's robbing me of present joy and future reward? What am I keeping that's preventing me from having to depend on God?" 4. "In light of 2 Cor. 8:14 and 9:11, Lord, do You want me to assume that each financial blessing You entrust to me is not intended to raise my standard of living, but to raise my standard of giving?" 5. "Am I being held in orbit around the mass of treasures I've stored up?" 6. "Where in the world (and in my community) do You want me to go, to see and participate in Christ-centered ministries meeting physical and spiritual needs?" 7. "Am I treating You as owner and CEO/CFO of my assets, or am I treating You merely as my financial consultant, whom I pay a fee (10% or greater)?"

Full Sermon »

Breaking Out of Debtor's Prison
by Chris Talton
2 Kings 4:1-7

When people used to be in debt with no means to pay, they would get thrown in jail for physical bondage. We don't have that in the U.S. anymore, but we still have financial bondage. It's to credit cards and high interest rates. And credit card companies are more than happy to get you into that bondage. They know that once you are there, it is awfully difficult to get out. Here is a stack of the credit card and loan applications that I received in the mail just this week. Each of them has some specific way of trying to entice me to apply for their card. [Give examples of some of them] Maybe some of you here have fallen into this trap and have gotten into some financial bondage. You are not alone. In the book of 2 Kings, we are introduced to a woman who was going through a serious debt crisis. Let's take a look at her situation and see what God's answer to her need was. I think that we will be able to see some principles which will help us break out of the financial prison that we are in.

Full Sermon »

God's Plan for Financial Freedom
by Jim Twamley
Matthew 6:19-21

(Note: Much of the material used in this sermon was gleaned from Larry Burkett's teaching on finances. Crown Ministries has more material available for further study.) Christ never said money or material things were problems. He said that they were symptoms of the real problems. He constantly warned us to guard our hearts against greed, covetousness, ego, and pride, because those are the tools that Satan uses to control and manipulate this world. Christ warned us a great deal more about materialism than He did any other sin. "And He said to them, 'Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions" (Luke 12:15).

Full Sermon »

This Week's Videos

Video

The Debt Zone
Time: 2:49

A humorous look at debt from an entirely different dimension.
click to watch »



Video

Gas Tips Countdown
Time: 5:00

These 30 gas saving tips will save your people money. This is probably the most relevant topic in everyday living.
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Video

Lasting Treasures
Time: 2:34

Ever wonder how the "average Joe" invests his or her time? You might be surprised! This man on the street video takes a look at the things that people are investing in with their lives.
click to watch »

This Week's Sermon Illustrations

The Agitator
Contributor: Glenn Newton

Does anyone know what that piece in the middle of the washer is called? The part in the middle that moves back and forth and shakes the clothes back and forth? What is that called? I'm going to call it an Agitator… What is the purpose of the Agitator? As far as I can tell, it sole purpose is to cause havoc for the dirty clothes…it's there to shake and separate the clothes from all the dirt and grime and money that may be in or on the clothes, right? As soon as we are saved, the Holy Spirit moves into our hearts, but He doesn't have our heart to himself…there's still a lot of things in there… the main one being our own selfish desires…even though we have been saved from our past sins, there still remains some things of the world that we are still fond of… these things of the world have a way of attaching themselves to us like dirt on clothes. They can stain us, they seemingly won't come out. The Holy Spirit's nature doesn't allow Him to live in a dirty environment, so gently and lovingly, He begins to agitate, to shake, to convict us of the things that need to leave our heart. You see God wants us to be filled with His Spirit, and only when we come to a place in our lives where we are willing to remove all the dirt can we truly be filled with His Spirit. Until then, many times our spiritual life fills like we are in a washing machine, with the Holy Spirit constantly, constantly agitating us, convicting us of the things that need to be removed from our lives, because He loves us. It is God's will for all to be filled with the Spirit, but it's your choice—it's up to you—if you willing to surrender every area of your life, every area, past, present, future, habits, control, finances, family—everything that means something to you. Total surrender.

God Will Find a Way
Contributor: Kevin Shelton

There was an elderly woman, who resided next to an affirmed atheist, in an older suburb. This woman received a meager social security survivor's benefit. Although, her finances only afforded her not even the most basic meal plans, daily she would open her windows to give thanks & prayer unto God.

Finally one day, the middle of the month arrived and she had not received her check. Instead of complaining, she opened her windows, fell on her knees and began to thank God and pray. The neighbor was sitting on his porch and overheard her praying "Lord although I don't have any food in my home, I know you will provide!" The neighbor thought to himself, this is a great opportunity to prove to her there is no god.

So he hurriedly went to the store and purchased a carload of groceries. Upon arriving home, he placed them on her porch, rang her doorbell and hid in the bushes to spring his surprise. Finally, the elderly woman made her way to the door. She opened the door, saw all the groceries and rejoiced in the Lord! About that time the neighbor jumped out from behind the bushes and exclaimed. God is not real, I bought those groceries there. To this the old woman exclaimed, "I knew my God would supply my needs, but I didn't know he would make the devil pay for them!"

You Really Can't Take It With You
Source: Randy Rowland, Sins We Love, p. 125-126
Contributor: Matthew Rogers

An elderly man was desperately ill. Knowing the time for his departure was near, he called for his closest friends to come see him one last time. Attending him were his doctor, his pastor and his business manager. The old man said, "I know you can't take it with you, but who knows for sure? What if the experts are mistaken? I want to account for all possibilities. So I'm giving you each an envelope containing $100,000. When I die, I want you each to slip the envelope in my jacket pocket at the funeral service. Then, if I do need money in the life to come, I'll be ready. And I'm giving the envelopes to you, because you are my most trusted friends."

Shortly thereafter, the man did die. Each of his three friends was seen slipping something into the deceased's coat pocket as he walked up to the casket to pay his final respects. Following the service, while these friends were visiting with each other, the doctor, with a sheepish look on his face, said, "Guys, I have a confession to make. You know with the cost of medicine today; I don't make that much money. The hospital is desperate for funds. We can't even replace the CAT scan machine that's broken down. So, I took $20,000 for the new CAT scan and put the rest in the coffin."

The minister cleared his throat and looked down at his shoes. He said, "I, too, have a confession to make. As you know, our church is seriously overburdened by the needs of the homeless. I couldn't just see burying that money. So, in hopes of helping the homeless, I took $50,000 out of the envelope and put the rest in his pocket."

Looking sternly at the doctor and the minister, the businessman exclaimed, "I can't believe what I'm hearing. I am astonished and deeply disappointed that you would treat a solemn trust so casually. He was our friend. I want you to know that I placed in his casket my personal check for the full $100,000."

Never Enough
Contributor: Dan Cormie

The story is told of two old friends who bumped into one another on the street one day. One of them looked forlorn, almost on the verge of tears. His friend asked, "What has the world done to you, my old friend?" The sad fellow said, "Let me tell you. Three weeks ago, an uncle died and left me forty thousand dollars." "That's a lot of money." "But, two weeks ago, a cousin I never even knew died, and left me eighty-five thousand free and clear." "Sounds like you've been blessed…" "You don't understand!" he interrupted. "Last week my great-aunt passed away. I inherited almost a quarter of a million." Now he was really confused. "Then, why do you look so glum?" His friend cried, "This week—nothing!"

Not Bad for a Dollar
Contributor: Jason Cole

I like the old story about the guy who came to church with his family. As they were driving home afterwards he was complaining about everything. He said, "The music was too loud. The sermon was too long. The announcements were unclear. The building was hot. The people were unfriendly." He went on and on, complaining about virtually everything. Finally, his very observant son said, "Dad, you've got to admit, it wasn't a bad show for just a dollar."

This Week's PowerPoint Templates

PowerPoint


Nest Egg
PowerPoint

Debt Management
PowerPoint

Cut Costs
PowerPoint


Wallet

Upcoming Topic

Courageous Leadership

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